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People with Disabilities
One person suggested going into business on as large a scale as possible and not to worry about failing. He said that failing, big or small, feels the same! "It’s better to go in with as much money, energy, and passion as possible." Another person suggested knowing the critical skills for producing the products or services. He said that repeatedly performing these tasks makes one a better businessperson. But, thinking through the processes and practicing are essential to reducing mistakes and to increasing customer satisfaction. One entrepreneur said, “be ready for business on opening day.” In her case, she had a rush of customers and did not have enough product to satisfy initial demand. Eventually she caught up, but she thought she’d lost or disappointed a number of customers because of poor planning. Numerous enterprise owners encouraged others to build a solid relationship with their VR counselor and any
other vocational service provider with whom they might be working. They noted that their VR counselors might have challenged their initial ideas. However,
the counselors worked hard to make the businesses successful by funding them at appropriate levels and seeking out other resources and support agencies. Finally, most of the entrepreneurs recommended obtaining assistance with the impact of Net Earnings from Self-Employment (NESE) on their specific benefits (e.g. SSDI, SSI, housing subsidies, VA benefits, food stamps). Knowing about and using Social Security Work Incentives (PASS, Impairment Related Work Expense, Property Essential for Self Support and others) can have a tremendous impact on income and net worth. In one instance, a state case manager who did not understand Property Essential for Self Support (PESS) told a business owner that she had too much money in her business account. The case manager also told this woman that she was in jeopardy of losing her Medicaid, even though her earnings were below the state threshold. The entrepreneur "spent-down" her business savings only to learn that she could have continued to use these funds to grow her company.
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What advice would you give to others who want to start a business?
Repeatedly these business owners advised that substantial thought and resources
be put into networking and marketing. Without this effort from the beginning, sales revenue will lag. Planning therefore is essential. Both a business
plan and a benefits plan are recommended. Several entrepreneurs noted that having a business advisor is preferable to going it alone. This advisor could
be a friend, family, rehabilitation counselor, or colleague in the same profession.
